Pet Insurance Comparison
Below you’ll find a comparison chart I put together when I searching for pet insurance. I compared the top factors of each pet insurance company and came to my own conclusions based on what I needed at the time. I hope you’ll find this as helpful as I did when I was looking for a pet insurance comparison
In case you’re wondering, I went with Embrace Pet Insurance because I could customize my plan for my needs.
|
FEATURES |
Embrace |
QuickCare |
Pet Assure |
Pets Best |
|
Waiting Period |
14 days |
30 days |
None |
3 days-14days, depending on issue |
|
Can I use my own Vet? |
Yes |
Yes |
No – Must be within network |
Yes |
|
Coverage Exclusions |
Pre-Existing Conditions |
Pre-Existing Conditions |
None |
Pre-Existing Conditions |
|
|
|
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|
Deductible |
Yes – $100-$500 |
Yes -$50-$200 |
None |
Yes – $100-$500 |
|
Illness or Injury Treatment |
Included |
Included |
Included |
Included |
|
Accident Coverage |
Included |
Included |
Included |
Included |
|
Physicals |
Included |
Included |
Included |
Included |
|
Hospitalization |
Included |
Included |
Included |
Included |
|
Routine Visits |
Included |
Included |
Included |
Included |
|
Cancer Coverage |
Included |
Included |
Included |
Included |
|
Spay/Neuter |
Included |
N/A |
Included |
Included |
|
Misc. Benefits |
Alternative Treatments, etc… |
N/A |
N/A |
Accupuncture, etc… |
|
Annual Maximum |
$5,000-$15,000 |
None |
None |
None |
|
My Thoughts |
Highly customizable plans let you choose coverage suited to your pet. Many positive reviews from loyal customers. Won’t raise your premiums because of claims. |
Similar to Embrace or pets best, however you only get a few plans to chose from, and none of the extra alternative care options. |
More like a savings plan than insurance. Much less hassle, and they’ll cover everything, but your savings will be 25%, compared to 80% with most other insurance plans |
3 plans to choose from. Easy to tell what’s covered and what isn’t. Lots of additional coverage included such as accupuncture and more. |
|
To Visit the Site |
|
|
PetAssure Website |
PetsBest Website |
|
FEATURES |
Embrace |
QuickCare |
Pet Assure |
Pets Best |
|
Waiting Period |
14 days |
|
None |
3 days-14days, depending on issue |
|
Can I use my own Vet? |
Yes |
Yes |
No – Must be within network |
Yes |
|
Coverage Exclusions |
Pre-Existing Conditions |
|
|
Pre-Existing Conditions |
|
|
None |
|||
|
Deductible |
Yes – $100-$500 |
|
None |
Yes – $100-$500 |
|
Illness or Injury Treatment |
Included |
|
Included |
Included |
|
|
Included |
|
Included |
Included |
|
|
Included |
|
Included |
Included |
|
Hospitalization |
Included |
|
Included |
Included |
|
Routine Visits |
Included |
|
Included |
Included |
|
Cancer Coverage |
Included |
|
Included |
Included |
|
Spay/Neuter |
Included |
|
Included |
Included |
|
Misc. Benefits |
Alternative Treatments, etc… |
|
N/A |
Accupuncture, etc… |
|
Annual Maximum |
$5,000-$15,000 |
|
|
None |
|
My Thoughts |
Highly customizable plans let you choose coverage suited to your pet. Many positive reviews from loyal customers. Won’t raise your premiums because of claims. |
|
More like a savings plan than insurance. Much less hassle, and they’ll cover everything, but your savings will be 25%, compared to 80% with most other insurance plans |
3 plans to choose from. Easy to tell what’s covered and what isn’t. Lots of additional coverage included such as accupuncture and more. |
|
To Visit the Site |
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